Recently, I read an article in Marie-Claire entitled "Get 30% richer by 2014" and it was so inspiring (read the article here) I realised I hadn't done any of my money-saving tips for a while.
It was a month by month planner and made complete sense - my favourite tip from the article was sorting out your windows and double-glazing in the summer as it is cheaper and glazers are less busy - common sense really!
Did you also know statistically, it is easier and cheaper to make an offer on a house in January, as there is less competition from people who spent all their wages on presents and food?
My top tip for savings:
I don't have a car, so I have to travel most places by train - I always book ahead with Red Spotted Hanky and have saved loads. I now travel to Birmingham £6 each way by train rather than £20 buying on the day. They even post your tickets first class to you for no extra charge.
And tips from money savvy friends:
Avril Keys, Editor of School Gate Style Blog:
"Never pay full price at the hairdressers for your colour. Phone the best salon in your area and ask if they do training nights (most good salons do). You'll pay a nominal fee of about £10 and it's all fully supervised by senior staff. Another bonus is that it's usually done in the evenings, so no missing work or wasting a day off at the hairdressers!"
Shelley Marks, Chief Sub-Editor at Red Magazine:
"I buy transparent zipper bags from Lakeland to store T-shirts and jumpers.
Large Zipper Bags - £5.99 for 10
Medium Zipper Bags - £6.99 for 25
Not only great for protecting against moths (I add a lavender bag into each), but because they're transparent, you can easily see what's inside. You can fit more than one garment in each, and it's a neat and tidy way of keeping track of what's where.
I colour code the contents, too – black tops together, animal-print tops together etc."
Briony Whitehouse, Editor of A Girl, A Style Blog:
"I love sending gorgeous snail mail (letters to friends afar and handwritten thank you notes), but my favourite Rifle Co. cards get expensive after a while. For a frugal version, I stock up on plain white notecards whenever I see them (Paperchase stock them in the UK), and then either hand draw a picture on the front of folded cards in black ink, or use rubber stamps with fun-coloured ink at the top of a flat notecard. No one will ever frown when they get a handmade card in the post!"
|One my my recent hand-made efforts! (Borrowed from WITBlog's Instagram)|